© 2019 by The Ivy League Advisory Group, LLC

Investment advisory services offered through The Ivy League Advisory Group, LLC (Tilton, NH, 866-360-2724) a Registered Investment Advisor registered in the state of New Hampshire and Vermont.  

All written content on this site is for information purposes only. Opinions expressed herein are solely those of The Ivy League Advisory Group and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of NH/VT or where otherwise legally permitted.

OUR SERVICE

We believe a well-designed retirement plan should take into account several different components, principally wealth & income planning, tax minimization, and social security maximization.

 

 

WEALTH & INCOME PLANNING

This is the process of finding the most appropriate way of funding your future income needs. Once we build your projected budget, we then work backward to determine the proper amount of risk in your savings and investments. You’ve worked hard for your savings, this is the process of trying to get your money to work hard for you.

TAX MINIMIZATION

Taxes are the largest expenses in retirement, making up 33% of retirement expenses*. Our goal is to develop for you a plan to reduce taxation on your current earned wages or business income. The secondary part of this goal is working to create the best saving strategy now that will create the most favorable tax scenario for when you retire. 

SOCIAL SECURITY MAXIMIZATION

All too often the decision of when to file for SS is done without due process. Filing at the wrong time or in the wrong way can mean $30,000, $50,000 or even $190,000 in lost lifetime benefits. Maximizing SS should be at the core of any intelligent retirement plan. Every dollar you increase your benefits by can lower your taxation potentially for the rest of your life.

*According to a 2013 study by Lincoln Financial Group